Checks and Payments (per
item fee) |
| ACH (NSF/returned check) |
$19 |
| Courtesy Overdraft With a Fee 1 |
$19/$5 |
| Returned Share Drafts (NSF) |
$19 |
| Returned Check Deposit 2 |
$10 |
| ACH Stop Payment |
$10 |
| Draft Stop Payment |
$10 |
| Official Bill Payer Stop Payment |
$10 |
| ATM/VISA Debit Card (2nd card) |
$3 |
| ATM/VISA Debit Card Reorder |
$3 |
| Order of 120 Standard Checks (First Order Free) |
$17.11 |
| Money Order |
$2 |
| Visa Gift Card (Denominations $25 to $500) |
$2 |
| AmEx Travelers' Checks (per order; 1-signature only) |
$1 |
| |
|
Safe Deposit Box (annual fee) |
| 3 x 5 |
$25 |
| 5 x 5 |
$35 |
| 3 x 10 |
$40 |
| 5 x 10 |
$60 |
| 10 x 10 |
$100 |
| |
|
Research |
| Retrieval Fee (12 or more copies; $5 over and above for
additional archive box searched) |
$39 |
| Copy of Member Checks which have cleared |
$3 |
| Statement Copy |
$3 |
| |
|
Late Fees |
| Late Fee Auto, Signature, PLOC & VISA |
$15 |
| Late Fee Home Equity Loans (5% of monthly principal and
interest) |
5% |
| Late Fee Mortgages (5% of monthly principal and interest) |
5% |
| Late Fee Home Equity Lines (lesser of $20 or 4% of unpaid
amount) |
4% or $20 |
| |
|
Miscellaneous Fees |
Visa Transaction Fee for
International Purchases (with currency
conversion)
Foreign Transactions (with no currency
conversion)
|
1% .8% |
| Domestic Wire Transfer |
$20 |
| International Wire Transfer |
$40 |
| Any Incoming Wire Transfer |
No Charge |
| Foreign Collection/Foreign Check |
$75 |
| Dormant Account Fee |
$20 |
| |
|
| Business Account Fees |
| Per Check Charges (for over 100 checks per month) |
$.25 |
| Per Transaction Charges (for over 999 per month) |
$5 |
| Return Check Deposit |
$10 |
| |
|
Transaction Related Fees |
| Premium Yield Withdrawal Fee 3 |
$10 |
| ATM Fee 4 |
$1.00 |
| |
|
Certificate Early Withdrawal Fees
|
| 3-month --
forfeiture of all dividends |
| 6-month --
forfeiture of 90 days dividends |
| 9 to 24 months -- forfeiture of 180 days dividends |
| 30 to 60 months -- forfeiture of 360 days dividends |