Fee Schedule


FEES EFFECTIVE AS OF 07/01/14

Checks and Payments (per item fee)
ACH (NSF/returned check) $19
Courtesy Overdraft With a Fee 1 $19/$6
Returned Share Drafts (NSF) $19
Returned Check Deposit $10
Returned Loan Payment 2 $10
ACH Stop Payment $10
Draft Stop Payment $10
Official Bill Payer Stop Payment $10
ATM/VISA Debit Card (2nd card) $3.00
ATM/VISA Debit Card Reorder $3.00
Order of 120 Standard Checks $17.72
Money Order $2.00
Visa Gift Card (Denominations $25 to $500) $2.00
AmEx Travelers' Checks (per order; 1-signature only) $1.00
   
Safe Deposit Box (annual fee)
3 x 5 $25
5 x 5 $35
3 x 10 $40
5 x 10 $60
10 x 10 $100
   
Research
Retrieval Fee (12 or more copies; $5 over and above for additional archive box searched) $39
Copy of Member Checks which have cleared $3.00
Statement Copy $3.00
   
Late Fees
Late Fee Auto, Signature, PLOC & VISA $15
Late Fee Home Equity Loans (5% of monthly principal and interest) 5%
Late Fee Mortgages (5% of monthly principal and interest) 5%
Late Fee Home Equity Lines (lesser of $20 or 4% of unpaid amount) 4% or $20
   
Miscellaneous Fees
Visa Transaction Fee for
   International Purchases (with currency conversion)
   Foreign Transactions (with no currency conversion)
1%
0.8%
Domestic Wire Transfer $20
International Wire Transfer $40
Any Incoming Wire Transfer No Charge
Foreign Collection/Foreign Check $75
Dormant Account Fee $20
   
Business Account Fees
Per Check Charges (for over 100 checks per month) $0.25
Per Transaction Charges (for over 999 per month) $1.00
Return Check Deposit $10
   
Transaction Related Fees
Premium Yield Withdrawal Fee 3 $10
ATM Fee 4 $1.00
   
Certificate Early Withdrawal Fees
3-month --   forfeiture of all dividends
6-month --   forfeiture of 90 days dividends
9 to 24 months --  forfeiture of 180 days dividends
30 to 60 months --  forfeiture of 360 days dividends


  1. The $19 fee is for checks, ACH and Bill Payer transactions, whether the transaction was paid or returned; the $6 fee is for POS EFT transactions that are paid.
  2. This is the fee for a payment returned due to insufficient funds in the drawing account. This does not include any late payment fees that may be assessed.
  3. No charge for first two withdrawals or transfers out each month.
  4. Unlimited free transactions at PFFCU ATMs, members receive 12 free ATM transactions per month at non-PFFCU ATMs, any transactions thereafter are $1.00 each.