Enjoy the Benefits of PFFCU Membership!

Membership Eligibility

Enjoy all the benefits of PFFCU membership—a full range of outstanding financial products and services. Exclusive benefits include FREE Checking, exceptionally low loan and credit card rates, great money-saving refinancing opportunities, and more. Become a member of Police and Fire Federal Credit Union, the region’s largest credit union today!

membership eligibility

How Do I Become A Member of PFFCU?

Any active or retired Philadelphia police officer or firefighter is eligible to become a member of the credit union. In addition, you can become a member of PFFCU if someone in your family belongs to PFFCU. Eligible family members include: parents, grandparents, sisters, brothers and children of a member.

You can also become a member of PFFCU if you work for one of the businesses offering PFFCU membership as a benefit. There are also a number of associations and organizations that offer membership in PFFCU to their members.

If your employer or organization is not currently listed, please contact one of our Business Development Officers about membership. For information about why your group or organization should offer membership in PFFCU as a FREE benefit, please see the “PFFCU Membership For Your Organization” section below.

How To Apply

For your convenience, new member applicants may complete an online application. Our online application takes only a few minutes to complete, and your information is submitted securely. In order to complete this application, all primary account-holder applicants and joint-owner applicants are required to provide the following information:

Your online application will be reviewed within one business day and upon approval, PFFCU will send a copy of the application to you for your signature. Your initial deposit will be debited from your existing account and credited into your new PFFCU account within two to five business days.

If you require assistance completing this online application, or if you wish to apply via the phone, you may call PFFCU at 800-239-1837.

You may also come into any of our branch locations and apply in person. Member applicants wishing to apply for a Trust or Business Account must visit a branch.

PFFCU Membership For Your Organization

Employers and organizations can offer PFFCU membership as part of the benefits package provided to their employees and members. Unlike most benefits, offering PFFCU membership is FREE and is an easy, effective way to enhance your existing benefits package at no additional expense.

If your organization is interested in offering PFFCU membership as a benefit, please contact one of our Business Development Officers to request information or schedule a time for us to visit you.

To become a PFFCU Partner Organization, simply send us a letter indicating your interest in offering credit union membership. For your convenience, a template of this letter is available online. This letter should be printed on your organization’s letterhead, and signed by someone authorized to make employee benefits decisions, such as a benefits manager, human resources manager, etc.

Customer Identification Program (CIP)


Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, PFFCU will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.

* Please note that a minimum deposit of $5.00 into an S0001 Savings Account is required to open your account, and must remain in your account at all times. The S00025 (Premium Yield Account) requires a minimum balance of $2,500 to earn dividends.