FREE PFFCU Checking

Earns 1.00% APY on first $3,000.1 No minimum balance. No monthly fees. Superior Service.
Enjoy FREE and convenient Checking. Get FREE Online and Mobile Banking, FREE Mobile App including Mobile Deposit and FREE Bill Pay. Plus, get safe and easy access to your PFFCU accounts from your computer, mobile device or phone. Members can apply for a Checking Account online, by calling 215-931-0300 or 800-228-8801 or by visiting one of our 12 full service branches conveniently located throughout Philadelphia, the suburban counties and New Jersey.

Are you donating $5,400 to your bank?

The largest banks in Philadelphia require an average minimum deposit balance of $5,400 to keep your money in their entry-level interest bearing checking accounts without incurring a maintenance fee! PFFCU offers one checking account to all members with a $0 minimum balance. PFFCU offers better benefits with fewer fees!

Financial
Institution
Annual
Percentage
Yield
Checking
Monthly Fee
Minimum
Balance to
Avoid Fee
Overdraft
from Savings
or Line of
Credit Fee
Everyday
Debit Card
Overdraft
Item Fee
Check
and ACH
Overdraft
Fee
Stop
Payment
Fee
Bank Average0.02%$18$5,400$8$35$35$19
PFFCU 11.00%1FREENONEFREE$6$19$10
TD Bank20.05%$25$2,500$10$35$35$0
Wells Fargo20.01%$15$10,000$13$35$35$31
Bank of America20.01%$25$10,000$12$35$35
$30
Citizens Bank20.01%$11.99$2,500$6$35$35$35
PNC20.01%$15$2,000$0$36$36$0

Deposits by Phone and by Mail

Make deposits to your PFFCU accounts from your accounts at other financial institutions by calling us or by mail.

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FREE PFFCU Online Banking and 24-Hour EXPRESSBanker

Access your accounts online, anytime, anywhere with PFFCU Online Banking. View and print statement information, check balances, transfer funds between PFFCU accounts, purchase certificates, apply for loans, verify cleared checks, pay bills, order checks and more.

You can also access your accounts by telephone anytime, anywhere with 24-Hour EXPRESSBanker by calling 215-931-0315 or 800-448-4041.

Apply Now »

Mobile Banking App

Get quick, secure access to your PFFCU account using our FREE PFFCU Mobile Banking app. Check balances, view transaction history, transfer funds, and make deposits anywhere, anytime. Download the FREE PFFCU Mobile App through the App Store on your iPhone, iPad or Google Play on your Android device.

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Personalized Access to PFFCU Member Service Representatives

Enjoy access to your account six-days-a-week in person or by telephone. Visit any of our conveniently located branches for all of your financial needs. Not near a branch? Contact our Call Center at 215-931-0300 or 800-228-8801 and one of our skilled Telephone Member Service representatives can guide you through all of your transactions, and give you access to all of our services– including taking loan applications or opening any of our high-yielding share accounts and certificates. Whichever option you choose, we are available six-days-a-week to serve you.


*Members receive 12 FREE ATM transactions per month at non-PFFCU ATMs. There is a $1 fee for non-PFFCU ATM transactions after the first twelve each month. Additional surcharging may be imposed by other financial institutions, ATM operators and/or any network for certain ATM transactions at ATMs they own or operate.
  1. Effective March 1, 2016, the first $3,000 held in a PFFCU Checking Account earns 1.00% APY (Annual Percentage Yield). The remaining balance earns 0.10% APY. APYs are subject to change as determined by the PFFCU Board of Directors.
  2. Competitors’ account information is based on their basic interest bearing account and is effective as of January 2016.