Our PFFCU FREE Checking

Earns 1.00% APY on first $3,000.1 No minimum balance. No monthly fees. Superior Service.
Enjoy FREE and convenient Checking. Get FREE Online and Mobile Banking, FREE Mobile App including Mobile Deposit and FREE Bill Pay. Plus, get safe and easy access to your PFFCU accounts from your computer, mobile device or phone. Members can apply for a Checking Account online, by calling 215-931-0300 or 800-228-8801 or by visiting one of our 13 full service branches conveniently located throughout Philadelphia, Bucks County, Montgomery County, PA and NJ.

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Are you donating $5,900 to your bank?

The largest banks in the Philadelphia area require an average minimum deposit balance of $5,900 to keep your money in their entry-level interest bearing checking accounts without incurring a maintenance fee! PFFCU offers one checking account to all members with a $0 minimum balance. PFFCU offers the best benefits with fewer fees!

Monthly Fee
Balance to
Avoid Fee
from Savings
or Line of
Credit Fee
Debit Card
Item Fee
and ACH
Bank Average0.02%$21$5,900$9$35$35
TD Bank20.05%$25$2,500$10$35$35
Wells Fargo20.01%$15$10,000$13$35$35
Bank of America20.01%$25$10,000$12$35$35
Citizens Bank20.02%$25$5,000$12
from Line of Credit

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Deposits by Phone and by Mail

Make deposits to your PFFCU accounts from your accounts at other financial institutions by calling us or by mail.

FREE PFFCU Online Banking and 24-Hour EXPRESSBanker

Access your accounts online, anytime, anywhere with PFFCU Online Banking. View and print statement information, check balances, transfer funds between PFFCU accounts, purchase certificates, apply for loans, verify cleared checks, pay bills, order checks and more.

You can also access your accounts by telephone anytime, anywhere with 24-Hour EXPRESSBanker by calling 215-931-0315 or 800-448-4041.

PFFCU Mobile App

Get quick, secure access to your PFFCU account using our FREE PFFCU Mobile Banking app. Check balances, view transaction history, transfer funds, and make deposits anywhere, anytime. Download the FREE PFFCU Mobile App through the App Store on your iPhone, iPad or Google Play on your Android device.

Best Personalized Service—Access PFFCU Member Service Representatives

Enjoy the best personalized service six-days-a-week in person or by telephone. Visit any of our conveniently located branches in PA and NJ for all of your financial needs. Members in the Washington Township, NJ area can stop by our branch on Route 42. Members in the Mt. Laurel, Cherry Hill area can stop by our branch on Lenola Road across from the Moorestown Mall.

Not near a branch? Contact our Call Center at 215-931-0300 or 800-228-8801 and one of our knowledgeable Telephone Member Service Representatives can help you open a PFFCU Checking Account, guide you through your transactions, and provide information about our products and services.

Whichever option you choose, the best credit union in the area is ready to provide personal service six-days-a-week and online twenty-four seven.

Experience the best free Checking around

For PFFCU members who want the best free Checking around, PFFCU has conveniently located branches in Philadelphia, Bucks County and Montgomery County, PA and NJ. Members who live, work or travel in Mt. Laurel, Cherry Hill and Washington Township can stop into our two NJ branches to open and experience the best Checking Account in the area. Our Moorestown Mall branch on Lenola Road, across from Macy’s, is easily accessible from Mt. Laurel and Cherry Hill. Members in the Washington Township area enjoy the convenience of our branch on Rt. 42.  

*Members receive 12 FREE ATM transactions per month at non-PFFCU ATMs. There is a $1 fee for non-PFFCU ATM transactions after the first twelve each month. Additional surcharging may be imposed by other financial institutions, ATM operators and/or any network for certain ATM transactions at ATMs they own or operate.

  1. Effective March 1, 2016, the first $3,000 held in a PFFCU Checking Account earns 1.00% APY (Annual Percentage Yield). The remaining balance earns 0.10% APY. APYs are subject to change as determined by the PFFCU Board of Directors.
  2. Competitors’ account information is based on their basic interest bearing account and is effective as of October 2016.