FREE PFFCU Checking

PFFCU’s Checking is FREE! We provide better service and our checking account will save you money compared with the fees charged by the banks. Members can apply for a checking account online, by calling us at 215-931-0300 or 800-228-8801, or by visiting any of our conveniently located branches.

Are you donating $3,500 to your bank?

The average minimum balance among Wells Fargo, Citizens Bank, PNC, TD Bank, Bank of America or Santander, is $3,500 to keep your money in their entry-level interest bearing account and avoid a maintenance fee. PFFCU offers you far better benefits with far fewer fees!

Financial Institution 1 Monthly Fee Minimum Balance 2 Overdraft from Other Account 3 Point of Sale Overdraft Check and ACH Overdraft Stop Payment Incoming Wire Transfer
PFFCU 4 FREE NONE FREE $6 $19 $10 FREE
Wells Fargo $10 $2,000 $12.50 $35 $35 $31 $15
Citizens Bank $11.99 $2,500 $10 $35 $30 $25 $13
PNC $15 $2,000 $0 $36 $25-$36 $33 $15
TD Bank $25 $2,500 $10 $35 $35 $30 $15
Bank of America $25 $10,000 $10 $35 $35

$30

$12
Santander $15 $2,500 $12 $35 $35 $30 $13
Average $17 $3,500 $9 $35 $33 $30 $14

Deposits by Phone and by Mail

Make deposits to your PFFCU accounts from your accounts at other financial institutions by calling us or by mail.

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FREE Account Access by Internet & Phone

PC EXPRESS allows you to access your account online, as often as you like, FREE of charge. View and print statement information, check balances, transfer funds between PFFCU accounts, purchase certificates, apply for loans, verify cleared checks and pay bills, all at your convenience. You can also access your accounts by telephone using 24-Hour EXPRESS Banker. We even offer convenient online check reordering.

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Mobile Banking App

Get quick, secure access to your PFFCU account using our free app available on Apple and Android devices, or your Kindle Fire.

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Personalized Access to PFFCU Member Service Representatives

Enjoy access to your account six-days-a-week in person or by telephone. Visit any of our conveniently located branches for all of your financial needs. Not near a branch? Contact our Call Center at 215-931-0300 or 800-228-8801 and one of our skilled Telephone Member Service representatives can guide you through all of your transactions, and give you access to all of our services-- including taking loan applications or opening any of our high-yielding share accounts and certificates. Whichever option you choose, we are available six-days-a-week to serve you.


* Members receive 12 free ATM transactions per month at non-PFFCU ATMs. Thereafter, a $1.00 fee per transaction is charged. ATMs owned by other institutions may impose additional surcharging.
  1. Competitors' account information is based on their basic interest bearing checking account and is effective as of 1/15/14.
  2. Minimum balance required to avoid the monthly fee
  3. Overdraft from Savings or Line of Credit
  4. PFFCU Checking Account .10% APY (Annual Percentage Yield) is effective as of 3/1/14 and subject to change as determined by PFFCU's Board of Directors. PFFCU fees effective as of 01/14/14.