PFFCU
has partnered with Consumer Credit Counseling Service of Delaware
Valley (CCCS) so
that you may take advantage of FREE, confidential credit counseling
and FREE Debt Management Plan (DMP) account
set up. CCCS is a non-profit service organization dedicated to delivering
professional credit education,
confidential credit and housing counseling and debt reduction programs.
As a PFFCU member, you are able to receive free assistance from CCCS’s
professional counselors. CCCS is one of the area’s leading
credit and debt management counseling agencies that has helped thousands
of
individuals and families gain control of their finances since 1966.
Benefits
- Evaluate
and analyze your financial picture
- Develop
options for help
- Gain
control of your personal finances
- Eliminate
creditor calls
- Repay
your debt quicker
- Create
a realistic budget so you can begin saving
- Recover
from credit problems
CCCS’s
focus is to get people the help they need to meet their unique
situation. This is done by helping people analyze, understand
and get control of their personal finances.
Debt problems can happen to anyone:
- Overwhelming
debt
- Overextension
of credit
- Poor
credit history
- Medical
emergencies
- Divorce
- Reduction
in income
- Threat
of Bankruptcy
Others just have a lack of money management
skills and may just want
advice and ideas for planning a budget.
Some are looking to purchase
their first home or are having difficulty paying
their mortgage. Whatever the reason,
one day you may not have enough
money
to pay all of your bills. Do you need help now?
- Do
you live paycheck
to paycheck?
- Do
you use credit
cards for items
you used to
buy with cash?
- Have
you paid late
fees or
over-the-limit
fees at least
twice in
the last year?
- Have
you received
phone calls
from creditors
about overdue
bills more than once in the last six months?
- Are
you at or near
the
limit on your
credit cards?
- Do
you usually pay
only the
minimum amount
on your credit
cards?
- Are
you unsure about
how much you
owe?
- Are
money problems
causing
distress
or conflict
with home
or work?
- Would
you like to
be better organized
in paying
your bills and planning for the future?
If
you answered, "Yes" to
any of above
questions,
CCCS can help
you. By learning
how to organize
and manage
your
money, you
can control
your
finances, protect
your credit
rating and
get
your life back on track. Are you ready to take control of your finances?
CCCS has convenient meeting locations throughout the Delaware Valley.
In addition, many of its services are offered by telephone and through
its website. For more information, call CCCS at 800/989-2227 or 215/563-5665.
CCCS
is not owned, operated or affiliated in any way with Police and Fire
Federal Credit Union.
All advice and counseling is provided solely by CCCS and accepted
by you at your discretion. |
