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Signature Loans

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PFFCU’s Signature Loan is a fixed rate, fixed term loan that offers a practical and economical way to finance major purchases, make home improvements, consolidate high-interest debt, or even take a vacation. Some more reasons to apply for a PFFCU Signature Loan:

  • Low Monthly Payments Put More Spending Money In Your Pocket!
  • Terms up to 5 years on amounts $500 or greater!
  • Loan Amounts up to $10,000!
  • Consolidate Higher Interest Balances!
  • No Collateral Required - Anyone Can Apply!
  • ½% Rate Discount With Automatic Payment from a PFFCU Account!

Pledge Loans
PFFCU’s Pledge Loans offer a lower interest rate than our Signature Loans. They are a good option for members who maintain funds at PFFCU in a Certificate or Premium Yield Account1. To be eligible for this loan, members must pledge an identical sum to the amount they want to borrow. Pledge loans are available up to $100,0002. Approved members will have these funds frozen in their account for the duration of the loan term, which can be up to 5 years.

For additional information on our Signature or Pledge Loans, please call 215/931-0300 or 800/228-8801.

Loan Protection Insurance
Credit life insurance is designed to pay off the loan if the borrower dies, while credit disability insurance takes over the loan payments if the borrower becomes disabled. Both types of insurance help protect your family and your credit rating by making sure that the loan will not end up in default if these events occur.

The cost of loan protection insurance is determined by the size of the loan. The insurance coverage becomes effective as soon as the loan is finalized. Credit life and disability insurance offers a convenient, affordable way to make sure that the borrower’s family will not be left with the burden of debt in the event of death or disability.

Certain restrictions may apply. For more information on credit life and disability insurance, please give us a call at 215/931-0300 or 800/228-8801.

Loan Protection Insurance is optional and is not required to be approved for a loan.

1 IRAs are not eligible for Pledge Loans.
2 Please contact PFFCU for additional terms and conditions.

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