Personal Loans

Financing when you need it.

Personal Loans

PFFCU has unsecured loan options to suit every need. When you apply online, you will receive a response within one hour. Check out our Member Survey and see how members rate our consumer lending process.

PFFCU Credit Cards

PFFCU’s Platinum Rewards Visa® Credit Card offers a variable rate as low as 9.40% APR1, no fee for balance transfers and cash advances, and the opportunity to earn Bonus Points towards travel and merchandise rewards on every qualified purchase2 you make.

Personal Line of Credit (PLOC)

A PFFCU Personal Line of Credit (PLOC) has a variable rate as low as 9.9% APR* and can be used to provide free overdraft protection for your PFFCU Checking Account. You can also use your PLOC for easy access to cash by phone, online, through ATMs or at any of our conveniently located PFFCU branches. Transferring funds into your checking or savings account is as easy as calling PFFCU, using Online Banking or Mobile Banking, or calling 24-Hour EXPRESSBanker.
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Signature Loans

A PFFCU Signature Loan has fixed rates as low as 9.9% APR* and terms of up to five years with no collateral required.
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Loan Calculators

Our easy-to-use loan calculators can help you determine your monthly payment amounts, debt payoff time, and how much debt you can afford.
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Visa Balance Transfer Form

Transfer higher-rate credit card balances to your PFFCU Visa Credit Card today.
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Free Credit Report

The Fair and Accurate Credit Transactions Act (FACT) enables you to obtain a free copy of your credit report once a year from each of the three major credit bureaus. Call 1 (877) FACT-ACT or visit the FACT website to learn more about access to your credit history.
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Credit Counseling and Debt Management

PFFCU members can get free, confidential credit counseling and a Debt Management Plan (DMP), with free account set-up, from professional credit counselors at Clarifi.
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1 Annual Percentage Rate
2 Qualified purchases do not include cash advances, convenience checks, or returns.