Personal Loan Rates
Call PFFCU at 215-931-0300 or 800-228-8801 and ask to speak to our Mortgage Advisors, who will offer personalized service and a commitment to finding the right mortgage for you.
Rates are effective as of January 01, 2013, and are subject to change. Annual Percentage Rates (APRs).
Visa Platinum, Classic and Secured1 3
Monthly payment is 2.50% of outstanding balance with a minimum of $10
| APR |
How the variable APR is calculated |
| 9.15% |
prime + 5.9% |
| 13.15% |
prime + 9.9% |
| 17.9% |
prime + 14.65% |
Personal Line of Credit1 3
Monthly payment is 2.25% of the line amount with a minimum of $25
| APR |
How the variable APR is calculated |
Minimum Rate |
| 9.9% |
prime + 3.9% |
9.9% |
| 13.9% |
prime + 7.9% |
13.9% |
| 17.9% |
prime + 12.9% |
17.9% |
Signature Loan1 2 3
| APR |
Monthly Payment |
| 9.9% |
$21.20 |
| 13.9% |
$23.22 |
| 17.9% |
$25.34 |
Pledge Loan 2
| APR |
Monthly Payment |
| 4.99% |
$14.13 |
- Personal Line of Credit and Signature Loan reflect ½% discount for automatic payment from a PFFCU account. The current prime rate is 3.25%, as of 01/17/2012.
- All payments quoted are based on $1,000 borrowed for a term of 60 months, except for Pledge Loan which is based on a term of 84 months. To get a monthly payment for a specific borrowed amount, multiply the per-$1000 payment factor by the number of thousand dollars borrowed. For example: if you borrow $10,000, multiply 10 by the monthly figure noted next to the specified loan product.
- Your rate will depend on your credit score at the time of application.
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