Personal Loan Rates

Call PFFCU at 215-931-0300 or 800-228-8801 and ask to speak to our Mortgage Advisors, who will offer personalized service and a commitment to finding the right mortgage for you.


Rates are effective as of January 01, 2013, and are subject to change. Annual Percentage Rates (APRs).

Visa Platinum, Classic and Secured1 3

Monthly payment is 2.50% of outstanding balance with a minimum of $10

APR How the variable APR is calculated
9.15% prime + 5.9%
13.15% prime + 9.9%
17.9% prime + 14.65%

Personal Line of Credit1 3

Monthly payment is 2.25% of the line amount with a minimum of $25

APR How the variable APR is calculated Minimum Rate
9.9% prime + 3.9% 9.9%
13.9% prime + 7.9% 13.9%
17.9% prime + 12.9% 17.9%

Signature Loan1 2 3

APR Monthly Payment
9.9% $21.20
13.9% $23.22
17.9% $25.34

Pledge Loan 2

APR Monthly Payment
4.99% $14.13

  1. Personal Line of Credit and Signature Loan reflect ½% discount for automatic payment from a PFFCU account. The current prime rate is 3.25%, as of 01/17/2012.
  2. All payments quoted are based on $1,000 borrowed for a term of 60 months, except for Pledge Loan which is based on a term of 84 months. To get a monthly payment for a specific borrowed amount, multiply the per-$1000 payment factor by the number of thousand dollars borrowed. For example: if you borrow $10,000, multiply 10 by the monthly figure noted next to the specified loan product.
  3. Your rate will depend on your credit score at the time of application.