Auto Loan Rates

Check out our competitive rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.

Banks, Auto Dealers, and Mortgage Brokers negotiate rates. Why doesn’t PFFCU?



Rates are effective as of Sunday, October 26, 2014 and are subject to change. Annual Percentage Rates (APRs).

2015, 2014, 2013 New & Used Vehicles

Loan1
APR
Monthly payment
per $1,0002
63 months
Minimum $7,500
2.24%
2.99%
3.99%
$16.84
$17.18
$17.62
72 months
Minimum $10,000
2.49%
3.24%
4.24%
$14.97
$15.31
$15.76
84 months
Minimum $15,000
3.49%$13.44

2012, 2011, 2010 Used Vehicles

Loan1
APR
Monthly payment
per $1,0002
63 months
Minimum $7,500
2.49%
3.49%
4.49%
$16.95
$17.40
$17.85
72 months
Minimum $10,000
2.74%
3.74%
4.74%
$15.08
$15.53
$15.99

2009, 2008, 2007 Used Vehicles

Loan1
APR
Monthly payment
per $1,0002
63 months
Minimum $7,500
2.99%
3.99%
4.99%
$17.18
$17.62
$18.08
72 months
Minimum $10,000
3.24%
4.24%
$15.31
$15.76

Rates reflect a 1/4% discount for automatic payment from a PFFCU account. The AutoDraft can only be used to purchase or buyout a lease on an automobile (examples of vehicles that cannot be purchased using an AutoDraft are a motorcycle, mobile home, trailer, RV, boat, snowmobile, jet ski, off road vehicle, commercial vehicle, or any other untitled vehicle). The vehicle must be purchased from a business entity licensed to sell automobiles. PFFCU will only finance autos that have mileage of 90,000 or less. The maximum age of any auto to be financed is 7 years or less than the current model year (For example, as of October 1st, 2014 the oldest auto to finance is a model from 2007). AutoDraft can only be used to purchase a new car in PA, NJ, DE, MD, FL and NY or a used car from a licensed dealership in PA, NJ or DE.

  1. Your rate will depend upon your credit score, loan term and model year.
  2. All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product