IRA Rates

Check out our competitive rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.


Rates are effective as of April 01, 2017 and are subject to change.
Annual Percentage Yields (APYs).

IRA Money Markets-Traditional and Roth (S6/S12)
Dividend RateAPY
1.00%1.00%

IRA Account Rates
$1,000 MinimumDividend RateAPY
3 month1.045%1.050%
6 month1.094%1.100%
9 month1.144%1.150%
1 Year1.243%1.250%
15 month1.292%1.300%
18 month1.391%1.400%
2 Year1.490%1.500%
30 month1.588%1.600%
3 Year1.687%1.700%
4 year1.834%1.850%
5 Year1.982%2.000%

Click here to view penalties for early withdrawals. Check PFFCU’s “Truth in Savings” Brochure for details. Yields assume that all dividends are compounded.