IRA Rates

Check out our competitive rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.


Rates are effective as of January 01, 2017 and are subject to change.
Annual Percentage Yields (APYs).

IRA Money Markets-Traditional and Roth (S6/S12)
Dividend RateAPY
0.75%0.75%

IRA Account Rates
$1,000 MinimumDividend RateAPY
3 month0.797%0.800%
6 month0.847%0.850%
9 month0.896%0.900%
1 Year0.995%1.000%
15 month1.045%1.050%
18 month1.144%1.150%
2 Year1.243%1.250%
30 month1.342%1.350%
3 Year1.490%1.500%
4 year1.736%1.750%
5 Year1.982%2.000%

Click here to view penalties for early withdrawals. Check PFFCU’s “Truth in Savings” Brochure for details. Yields assume that all dividends are compounded.