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Rates and Calculators

Financial Calculators

Check out our competitive rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.

Rates are effective as of November 28, 2011 and are subject to change. Annual Percentage Rates (APRs).

Apply ButtonAuto Loan Rates

Loan(2)

APR

Monthly Payment per $1,000 Borrowed(1)

New Auto Loan 60 mos

2.75%
3.50%
4.50%

$17.86
$18.19
$18.64

New Auto Loan 66 mos

2.99%
3.75%
4.99%

$16.45
$16.79
$17.36

New Auto Loan 72 mos

3.25%
3.99%
5.25%

$15.31
$15.64
$16.22

New Auto Loan 84 mos

4.50%

$13.90

Used Auto Loan 60 mos

2.99%
3.99%
5.25%

$17.96
$18.41
$18.99

Used Auto Loan 66 mos

3.50%
4.50%
5.75%

$16.68
$17.13
$17.71

Used Auto Loan 72 mos

3.75%
4.75%

$15.53
$15.99

Rates reflect a ¼% discount for automatic payment from a PFFCU account. Minimum loan amount for auto loans with terms of 66 months or greater is $10,000. Minimum loan amount for 84 month new auto loans is $15,000. Minimum loan amount for all other auto loans is $7,500. The AutoDraft can only be used to purchase or buyout a lease on an automobile (examples of vehicles that cannot be purchased using an AutoDraft are a motorcycle, mobile home, trailer, RV, boat, snowmobile, jet ski, off road vehicle, commercial vehicle, or any other untitled vehicle). The vehicle must be purchased from a business entity licensed to sell automobiles. PFFCU will only finance autos that have mileage of 105,000 or less. The maximum age of any auto to be financed is 7 years or less than the current calendar year (For example, in 2011 the oldest auto to finance is a model from 2004). AutoDraft can only be used to purchase a new car in PA, NJ, DE, MD, FL and NY or a used car from a licensed dealership in PA, NJ or DE.

(1) All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product.

(2) Your rate will depend upon your credit score at the time of the application.

 
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