PFFCU offers a wide variety of options to fit your borrowing needs.

Real Estate Loans

Come to the place you know and TRUST for all your real estate borrowing needs. Whether you need a mortgage to buy your dream home, want to refinance for a lower rate, or want to complete a long-awaited home-improvement project PFFCU is here for you.

PFFCU Real Estate Loans have no application fee and we will lend up to 100% of the appraised value of the property. We offer terrific rates, flexible terms, and a convenient application process. Check out our Member Survey Results to learn what members have to say about our real estate lending process.

Home Purchase

PFFCU’s Mortgage Advisors offer personalized service and a commitment to finding the right mortgage for your individual needs.

Mortgage Refinance

PFFCU has two mortgage refinance options to suit your individual needs, our EXPRESS Refi Mortgage and our Traditional Mortgage Refinance.

Home Equity Loans

A PFFCU Home Equity Loan can help you make home improvements, consolidate high-interest debt, or pay for an education. We feature low rates and a variety of terms ranging from 5 to 20 years.

Home Equity Line of Credit

With a PFFCU Home Equity Line of Credit you can borrow up to $600,000 at a rate of prime minus 0.75%. The minimum Annual Percentage Rate that can apply during the term of this Line of Credit is 2.99%.

Real Estate Calculators

Our Real Estate Calculators can help you determine things like your monthly mortgage payment or how much home you can afford.

Real Estate FAQ

Our FAQ page contains answers to commonly asked real estate questions.

Homeowner’s Insurance

PFFCU members have access to homeowner’s insurance quotes through MEMBERS® Homeowners Insurance from Liberty Mutual.

Mortgage Life and Disability Insurance

PFFCU offers members access to mortgage life insurance and mortgage disability insurance through American General Assurance Company and the plan administrator, First Service Group.