Home Purchase Mortgage

PFFCU works exclusively for YOU! There are no high-pressure sales tactics, and the approval process is fast and easy.

Choose PFFCU for your Home Purchase Mortgage Loan and here’s why!

Start the Process Now, it’s Free »

If you prefer, you can call 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to apply by phone or to schedule a personal appointment.


Fixed-Rate Mortgages

Available with terms of 10, 15, 20 and 30 years, a fixed rate home purchase mortgage is right for you if you want a consistent monthly payment or you plan to stay in your home for a long period of time.

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Adjustable-Rate Mortgages

ARMs offer lower initial rates than fixed-rate home purchase mortgages, resulting in lower monthly payments that are especially attractive to first-time home buyers and home owners looking to buy a larger home. PFFCU offers adjustable-rate mortgages with 30-year terms where the initial APR and payment are fixed for the first 5 or 7 years, then convert to an adjustable rate, which may change annually.

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“No PMI” Mortgage

If you have less than a 20% down payment, consider this option as a cost-effective way to avoid Private Mortgage Insurance. You may enjoy lower monthly payments, as well as a tax deduction for the interest paid (check with your tax advisor for more details).

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If you already have an Agreement of Sale:

Your PFFCU Home Purchase Mortgage can close in 30 days or less!

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If you do not yet have an Agreement of Sale:

After you fill out our online worksheet we will call you within one business day. We can provide you with your pre-approval within as little as three hours after we contact you, so you can start looking for your dream home sooner.

Start the Process Now, it’s Free »


If you prefer, you can call 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to apply by phone or to schedule a personal appointment.