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- About PFFCU
Choose PFFCU for your Home Purchase Mortgage Loan and here’s why!
If you prefer, you can call 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to apply by phone or to schedule a personal appointment.
Available with terms of 10, 15, 20 and 30 years, a fixed rate home purchase mortgage is right for you if you want a consistent monthly payment or you plan to stay in your home for a long period of time.
ARMs offer lower initial rates than fixed-rate home purchase mortgages, resulting in lower monthly payments that are especially attractive to first-time home buyers and home owners looking to buy a larger home. PFFCU offers adjustable-rate mortgages with 30-year terms where the initial APR and payment are fixed for the first 5 or 7 years, then convert to an adjustable rate, which may change annually.
If you have less than a 20% down payment, consider this option as a cost-effective way to avoid Private Mortgage Insurance. You may enjoy lower monthly payments, as well as a tax deduction for the interest paid (check with your tax advisor for more details).
If you are a new home buyer who can’t afford a large down payment but would otherwise qualify for a mortgage, our First Time Home Buyer Mortgage may be ideal for you. With as little as a 3.0% down payment, you can buy your first home.
Trust your PFFCU mortgage team to handle your new home purchase with a fast and efficient process to give you peace of mind through closing.
After you fill out our online worksheet, we will call you within one business day. We can provide you with your pre-approval within as little as three hours after we contact you, so you can start looking for your dream home sooner.