Home Purchase Mortgage

PFFCU, a trusted mortgage lender, works exclusively for YOU! There are no high-pressure sales tactics, and the approval process is fast and easy.

Why We Are The Best Mortgage Lender:

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If you prefer, you can call 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to apply by phone or to schedule a personal appointment.

PFFCU has been a trusted mortgage lender since 1938.


Fixed-Rate Mortgages

Available with terms of 10, 15, 20 and 30 years, a fixed rate home purchase mortgage is best for you if you want a consistent monthly payment or you plan to stay in your home for a long period of time.

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Adjustable-Rate Mortgages

ARMs offer lower initial rates than fixed-rate home purchase mortgages, resulting in lower monthly payments that are especially attractive to first-time home buyers and home owners looking to buy a larger home. PFFCU offers adjustable-rate mortgages with 30-year terms where the initial APR and payment are fixed for the first 5 or 7 years, then convert to an adjustable rate, which may change annually.

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“No PMI” Mortgage

If you have less than a 20% down payment, consider this option as a cost-effective way to avoid Private Mortgage Insurance. You may enjoy lower monthly payments, as well as a tax deduction for the interest paid (check with your tax advisor for more details).

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First Time Home Buyer Mortgage

If you are a new home buyer who can’t afford a large down payment but would otherwise qualify for a mortgage, our First Time Home Buyer Mortgage may be ideal for you. With as little as a 3.0% down payment, you can buy your first home.

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If you already have an Agreement of Sale:

Trust your PFFCU mortgage lending team to handle your new home purchase with a fast and efficient process to give you peace of mind through closing.

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If you do not yet have an Agreement of Sale:

After you fill out our online worksheet, we will call you within one business day. We can provide you with your pre-approval within as little as three hours after we contact you, so you can start looking for your dream home sooner.

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PFFCU New Home Purchase Personalized Service

For Personalized Service, apply by phone or schedule a personal appointment for your new home purchase mortgage six-days-a-week by contacting our Call Center at 215-931-0300 or 800-228-8801 and one of our knowledgeable Mortgage Advisor can guide you through your new home purchase mortgage application process.

Or, visit any of our conveniently located branches in Philadelphia, Bucks County, Montgomery County, PA and NJ for your home purchase mortgage needs. Members in Washington Township, NJ area can stop by our branch on Route 42. Members in the Mt. Laurel, Cherry Hill area can stop by our newest branch on Lenola Road across from the Moorestown Mall.


Check out our best mortgage rates in Montgomery County PA, Bucks County PA, Philadelphia PA, and best mortgage rates in Mt. Laurel, Cherry Hill and Washington Township NJ.

Already Have a Mortgage Elsewhere?

Refinance with the best mortgage lender–PFFCU and save. Find out more about mortgage refinance in Bucks County PA, Montgomery County PA, Philadelphia PA, and mortgage refinance in Mt. Laurel, Cherry Hill and Washington Township NJ.