Real Estate Loans

Come to the place you know and TRUST for all your real estate borrowing needs. Whether you want to complete a long-awaited home-improvement project, need a mortgage to buy your dream home, or want to refinance a high-rate mortgage, PFFCU is there for you. We offer terrific rates, flexible terms, and a convenient application process. Check out our Member Survey Results to learn what members just like you have to say about our real estate lending process.

Home Equity Loans
You've worked hard for your home, now let your home work for you . . . with a PFFCU Home Equity Loan. It's your easiest road to affordable, fixed-rate or adjustable-rate borrowing! Apply now with no application fee to take advantage of the equity you've accumulated in your home --- consolidate high-interest debt, make home improvements or simply finance the things you want. We feature low rates and a variety of terms ranging from 1 to 30 years. There are no points or closing costs with a PFFCU Home Equity Loan, and you can finance up to 115% of your home's value! You can even borrow up to $600,000.   Learn More»

Home Mortgages
When you're ready to purchase a home, PFFCU offers a wide array of mortgage products that will suit any need. And, there is no application fee! Get a free PFFCU mortgage loan commitment before you begin house hunting, indicating you are a serious buyer and giving you greater negotiating power with the seller. Our Mortgage Advisors offer personalized service and a commitment to finding the right mortgage for your individual needs. Call 800/228-8801 or 215/931-0300 and ask to speak with a Mortgage Advisor to apply by phone, or to schedule a personal appointment with an Advisor. Or you can apply online. Under normal conditions, you’ll receive a loan decision in one hour when you speak with an Advisor, or the next business day when you apply online. However, due to the current high demand for PFFCU’s money-saving Mortgage products, most members can expect to receive a loan decision the next business day.    Learn More»

Mortgage Refinance
PFFCU has three mortgage refinance options to suit your individual needs. Our EXPRESS Refi Mortgage offers the same low rates as our traditional mortgage products, and you can save $1,000 or more in closing costs over a traditional mortgage. Don't want to pay closing costs? Our No-Cost Refi Mortgage is the perfect choice. Our Traditional Refinance loan offers up to 30-year terms, fixed-rates and Loan-to-Value up to 95%.   Learn More»

Home Equity Lines of Credit
With a PFFCU interest only Home Equity Line of Credit you can borrow up to $600,000 at a rate as low as prime minus .75%. Use your line for expenses such as home improvements, debt consolidation, education, a vacation, or for anything else you may need or want.  Learn More»

Real Estate Calculators
Our Real Estate Calculators can help you determine things like your monthly mortgage payment or how much you can afford. Learn More»

Real Estate FAQ
Our FAQ page contains answers to commonly asked real estate questions. Learn More»

Homeowner's Insurance
PFFCU members have access to homeowners’ insurance quotes through MEMBERS^® Homeowners Insurance. Policies range from comprehensive coverage for your home to specific protection for valuable possessions. Learn More»

Mortgage Life Insurance and
Mortgage Disability Insurance
PFFCU offers members access to mortgage life insurance and mortgage disability insurance through American General Assurance Company and the plan administrator, First Service Group. The mortgage life insurance is single or joint decreasing term life insurance that will pay off your loan in the event of your death. The mortgage disability insurance helps members make their mortgage payment should they suddenly become unable to work. The application forms for each of these insurance products are provided when a mortgage application kit is mailed to you.

Free Credit Report
Your credit report is one tool that is used by financial institutions in order to assess your ability to repay a loan, therefore, it is vital that this report is accurate and complete. The Fair and Accurate Credit Transactions Act (FACT) enables you to obtain a free copy of your report once a year from each of the three major credit bureaus. Call 1-877FACTACT or visit the FACT web site to learn more about access to your credit history.    Learn More»

Credit Counseling and Debt Management
PFFCU Members can get free, confidential credit counseling and a free Debt Management Plan (DMP) account set up from professional credit counselors at Consumer Credit Counseling Service of Delaware Valley (CCCS).     Learn More»

Contact Us
Questions about our real estate loan products? E-mail your questions and we'll get you the answers.

PFFCU’s Loan Center is open Monday - Friday from 8:30am to 4pm (by appointment only: 4pm - 5pm Mondays thru Wednesdays, and 4pm - 7pm Thursdays and Fridays). We are also open on Saturdays by appointment only.

Our Mortgage Advisors offer personalized service and a commitment to finding the right mortgage for your individual needs. Please contact a Mortgage Advisor at 800-228-8801 or 215-931-0300 if you would like to schedule an appointment.