|
|
Mortgage
Refinance |
 |
PFFCU has three
attractive products to satisfy the many different needs of our members
who want to refinance their existing mortgage. These products
will enable you to take advantage of lower rates to reduce your monthly
payment or shorten the term of your loan, or you can use the equity
in your home to finance whatever you want. Enjoy the convenience
of having your loan payment deducted from your PFFCU checking account.
Use our Refinance
Calculator to determine
how much you can save by refinancing your loan.
|
EXPRESS
Refi Mortgage |
 |
Our EXPRESS Refi Mortgage
saves you money on closing costs! We offer
terms up to 30 years with fixed rates, or adjustable rates with the
initial interest rate and payment fixed for the first 3, 5, 7 or
10 years. Our EXPRESS Refi Mortgage
can save you $2,000 or more in closing costs
over a traditional refinance mortgage – plus,
your loan will be closed faster! You can close this loan at
our Loan
Center or at
any of our branch locations. The fee for our EXPRESS Refi
Mortgage Loan, which is charged at
closing,
is
$995 regardless
of loan amount.
There
are no other processing or closing costs, title insurance or
settlement fees charged.* To qualify for this refi
product, your loan amount must be $30,000 or greater, your
Loan-To-Value (LTV) ratio must be 90% or less and this loan
may only be used
for your primary residence or for single-unit vacation homes.
Check
our rates and Apply
Now »
|
No
Cost Refi Mortgage |
 |
Don't
want to pay any closing or settlement costs? Then our No
Cost Refi Mortgage may be just right for you. The rate is still
low, typically only about .25% higher than our EXPRESS Refi.
It's the perfect choice for those who do not want to pay closing
or settlement costs. The No Cost Refi is available in all the same
fixed and adjustable rate terms as our Express Refi Mortgage, and
it's just as convenient because you can close your loan at
our Loan Center or at any of our branch locations. In order to qualify
for this loan, your loan amount must be $30,000 or greater, your
Loan-To-Value (LTV) ratio must be 85% or less, and this loan may
only be used for your primary residence or for single-unit
vacation homes. There
are no other processing or closing costs, title insurance or settlement
fees charged.* Check
our rates and Apply
Now! »
|
Traditional
Refinance Mortgage |
 |
We have low, fixed and adjustable
rate loans with terms ranging from 10 to 30 years. This is the perfect
refinance product for members that will have a Loan-To-Value (LTV)
up to 90%. Check
our rates and Apply
Now »
*A satisfaction fee is charged by the county government
when a loan is paid off. PFFCU will collect that fee from you
at the closing of our loan. |
|
|