Share Accounts

PFFCU offers a variety of share accounts that can help you manage your finances and save you money.

Checking

A PFFCU Checking Account has no minimum balance requirement and much lower fees than bank accounts. Plus, you get all of our EXPRESS Access Services for free, making access to your account very convenient!
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Premium Yield & Money Market Plus Accounts

PFFCU’s Premium Yield Account and Money Market Plus Account typically outperform bank money market accounts and money market mutual funds.
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Certificates

PFFCU Certificate yields consistently beat bank CD rates, with terms ranging from three months to five years.
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IRA

PFFCU IRA Money Market Account and IRA Certificates will help you save for retirement, with high yields and no risk to your principal. IRA balances are insured, separately from your other PFFCU accounts, up to $400,000 by a combination of coverage through the National Credit Union Association and Excess Share Insurance, all at no extra cost to you. If you are a DROP program participant through the City of Philadelphia, the best option for your DROP funds is right here at PFFCU.
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Savings Account

A PFFCU Savings Account requires only a $5.00 minimum balance to maintain your membership in PFFCU.
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Share Accounts for Minors

Open a Uniform Transfers to Minors Act (UTMA) or an Educational Saving Account (ESA) today, and realize tax benefits to help save for future needs, including education.
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NCUA Share Insurance

Your non-IRA savings are federally insured up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF) managed by the National Credit Union Administration (NCUA). For those members needing more coverage, separate and/or multiple ownership of accounts provides a means to accomplish this. For more information, you can visit the NCUA website or Learn More »


IRA insurance is a combination of $250,000 from the National Credit Union Administration (NCUA) and up to $150,000 from Excess Share Insurance Corporation (ESI). Insurance provided by PFFCU through ESI is only available on PFFCU IRA shares and IRA certificates, and does not affect National Credit Union Administration (NCUA) share insurance. ESI is not affiliated with the NCUA or any other Federal Government Agency.