Share Accounts

PFFCU offers a variety of share accounts that can help you manage your finances and save you money.


A PFFCU Checking Account has no minimum balance requirement and much lower fees than bank accounts. Plus, you get all of our electronic services for free, making access to your account very convenient!
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Premium Yield & Money Market Plus Accounts

PFFCU’s Premium Yield Account and Money Market Plus Account typically outperform bank money market accounts and money market mutual funds.
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PFFCU Certificate yields consistently beat bank CD rates, with terms ranging from three months to five years.
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PFFCU IRA Money Market Account and IRA Certificates will help you save for retirement, with high yields and no risk to your principal. IRA balances are insured, separately from your other PFFCU accounts, up to $250,000. If you are a DROP program participant through the City of Philadelphia, the best option for your DROP funds is right here at PFFCU.
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Savings Account

A PFFCU Savings Account requires only a $5.00 minimum balance to maintain your membership in PFFCU.
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Share Accounts for Minors

Open a Uniform Transfers to Minors Act (UTMA) or an Educational Saving Account (ESA) today, and realize tax benefits to help save for future needs, including education.
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NCUA Share Insurance

Your non-IRA savings are federally insured up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF) managed by the National Credit Union Administration (NCUA). For those members needing more coverage, separate and/or multiple ownership of accounts provides a means to accomplish this. For more information, you can visit the NCUA website or Learn More »

Regular shares are insured up to $250.00. IRA balances are insured separately from your other PFFCU accounts, up to $250,000.