VISA Balance Transfer Form

Balance Transfer Information: We will generally transfer as much as possible, without exceeding your available credit line, subject to a minimum of $300 per transfer. We will begin charging interest on balance transfers on the transaction date. Balance transfers may take up to three (3) weeks to process. Until your balance transfers are processed, you will need to make payments to your other credit card accounts to keep them current. Be sure you do not transfer the amount of any disputed purchase or charge, because you may lose your dispute rights. Balance transfers cannot be used to pay other PFFCU obligations. Any finance charges and outstanding balances applied after the balance transfer will be your responsibility.

1) If you request a line increase, PFFCU will obtain your credit report.