Police and Fire Federal Credit Union's Privacy Policy

FACTS WHAT DOES POLICE AND FIRE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Credit Score
  • Account Balances
  • Account transactions
  • Transaction history
  • Checking account information

When you are no longer a member, we continue to share your information as described in this notice.

How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information, the reasons Police and Fire Federal Credit Union chooses to share, and whether you can limit this sharing.


Reasons we can share your personal information Does Police and Fire Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
No We don't share
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share


Questions? Call toll-free 1-800-228-8801 or 215-931-0300


What We Do  
How does Police and Fire Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings.
How does Police and Fire Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account
  • Give us your contact information
  • Apply for a loan
  • Show your driver's license
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates everyday business purposes
  • information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.



Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include financial companies such as: PFFCU Financial Services, LLC
Nonaffilliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Police and Fire Federal Credit Union does not share with nonaffiliates. As a result, they cannot market to you.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance providers and securities broker-dealers.

State laws and individual companies may give you additional rights to limit sharing.