It Pays to Be a Member
In 2018 we returned $18 Million1 to our members as part of our first Member Bonus program. In addition to the many other benefits of PFFCU membership, all accounts in good standing are eligible to receive up to $1,000! It is our way of saying we value your membership and thank you for your business. Your exact Member Bonus is determined by the amount of deposit interest earned, loan interest paid, and the amount of courtesy overdraft fees you paid during the Member Bonus timeframe.
How to Maximize Your Member Bonus2
As a member focused organization, our mission is to be your primary financial services provider by delivering superior member service, lower loan rates, higher savings yields, and lower fees. We invite you to maximize your Member Bonus by doing more business with PFFCU. By moving your loans, mortgage, checking, savings, and other accounts to PFFCU, you’ll receive superior member service, plus increase your Member Bonus payout.
Not a PFFCU Member?
You can enjoy all of the benefits that PFFCU membership provides by joining today. We offer outstanding financial products and services that include free checking, exceptionally low loan and credit card rates, great money-saving refinancing opportunities, and more. We will earn your Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. The sooner you join, the more opportunity you have to receive up to a $1,000 Member Bonus!2
1. The 2018 Member Bonus was based on deposit interest earned, loan interest paid, and courtesy overdraft fees paid January 1, 2018 through November 30, 2018. First mortgages sold to Fannie Mae, including most 30 year fixed rate mortgages, and Student Loans were not eligible for the Member Bonus in 2018.
2. The Police and Fire Federal Credit Union Member Bonus Program is subject to change at any time, without notice. The Member Bonus amount, when paid, is dependent on Police and Fire Federal Credit Union’s financial performance and is not guaranteed. Student Loans are not eligible for the Member Bonus. To receive the Member Bonus, you must meet all eligibility criteria and have an account in good standing on the deposit date. You must not have caused PFFCU a loss with a charged-off loan(s) and/or a negative share charge-off(s) in the last five years. Member Bonus payout requires that you must have accumulated enough deposit interest, loan interest or courtesy overdraft fees to qualify for at least a $1 Member Bonus. Maximum Member Bonus payout is $1,000. First mortgages sold to Fannie Mae that are active as of November 30, 2019, may receive up to $100 for the Member Bonus Program in 2019. The Member Bonus may be taxable and a portion will be included on a 1099-INT form. Police and Fire Federal Credit Union does not provide tax advice, please consult a tax advisor.