IRA Rates

Check out our competitive rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.


Rates are effective as of June 01, 2012 and are subject to change. Annual Percentage Yields (APYs).

IRA Money Markets-Traditional and Roth (S6/S12)
Dividend Rate APY
0.15% 0.15%

IRA Account Rates
$500 Minimum Dividend Rate APY
3 month 0.20% 0.20%
6 month 0.25% 0.25%
9 month 0.30% 0.30%
1 Year 0.40% 0.40%
15 month 0.50% 0.50%
18 month 0.75% 0.75%
2 Year 1.00% 1.00%
30 month 1.25% 1.25%
3 Year 1.49% 1.50%
4 year 1.74% 1.75%
5 Year 1.99% 2.00%

Click here to view penalties for early withdrawals. Check PFFCU's "Truth in Savings" Brochure for details. Yields assume that all dividends are compounded.