Mortgage Refinance

Reduce Your Term or Lower Your Monthly Payment

Move your loan to PFFCU and we’ll waive the regular $995 fee on EXPRESS Refi Mortgages!1

Mortgage Refinance

Refinancing your mortgage is a great way to take cash out, reduce your monthly payment or shorten your mortgage term.

Cash-Out Refinance

Refinance your existing mortgage for more than you owe on your house. The difference puts cash in your pocket when you close on your loan so you can tackle home improvement projects, remodel your home, pay for a major expense, or use the funds for other financial needs.

Reduce Your Payment

Refinancing at a lower mortgage rate than when you bought your home, lowers your monthly payment, freeing up funds in your budget. A lower rate also offers savings on the interest over the life of the loan.

Shorten Your Term

Save money on interest when you refinance and shorten your mortgage term.

PFFCU offers EXPRESS Refi Mortgages and Standard Conventional Mortgage refi options to help you save. Partner with PFFCU for your mortgage refinance.

  • Save time — A PFFCU EXPRESS Refi loan is quicker and easier compared to a traditional refinance offered by other banks.2
  • Save money—No application fee, processing costs, settlement fees or title insurance costs charged.3  4
  • Receive exceptional service and personal guidance from our experienced Mortgage Advisors.
  • Close your loan at any of our conveniently located branches.
  • Recently named Best Mortgage Lender—Bucks County Courier Times & Burlington County Times and Best Mortgage Experience by MemberXP.

Start Now, it’s FREE

If you prefer, call 267-332-3400 and ask to speak to a Mortgage Advisor.

EXPRESS Refi Mortgage

10, 15, and 20-year fixed rate terms or 30-year adjustable rate options. Fast, easy, and affordable. We'll waive the regular $995 EXPRESS Refi fee on mortgages held elsewhere.1

Standard Conventional Refinance Mortgage

Low fixed rate 15, 20 or 30 year terms. Your interest rate is dependent upon your credit score and the LTV of your mortgage.

HomeReady® Refinance Mortgage4

Borrowers with limited household incomes and good credit may refinance and enjoy lower rates & reduced PMI payments.

Non-Owner Occupied Refinance Mortgage

Minimum loan amount of $100,000. We offer a 15 or 30-year fixed rate Conventional Refinance Mortgage or choose our 15-year fixed rate EXPRESS Refi Mortgage.

1. $995 EXPRESS Refi fee waiver available for EXPRESS Refi transactions only, purchase loans or refinance of an existing PFFCU portfolio loan does not qualify. EXPRESS Refi products are available for loans up to $1 Million. The offer applies to loans with a completed application date between January 1, 2020 through June 30, 2020, and closing date on or before August 31, 2020. Offer is subject to credit approval and underwriting and is subject to change without notice. No other discounts apply, cannot be combined with any other offers. Contact us for details.
2. Members are responsible for all mortgage taxes in Florida, including, but not limited to the Documentary Stamp Tax. Non-Owner Occupied loans not available in Florida.
3. A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of your loan.
4. $150 is charged if you choose an appraisal upgrade.
5. HomeReady® is a Fannie Mae mortgage product.


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