Mortgage Refinance

Reduce Your Term or Lower Your Monthly Payment

Mortgage Refinance

Refinancing your mortgage is a great way to reduce your term or monthly payment. PFFCU offers EXPRESS Refi Mortgages and Standard Conventional Mortgage refi options to help you save. Partner with PFFCU for your mortgage refinance.

Save time — A PFFCU EXPRESS Refi loan is quicker and easier compared to a traditional refinance offered by other banks.
Save money —No application fee or closing costs.¹
Receive exceptional service and personal guidance from our experienced Mortgage Advisors.
Close your loan at any of our conveniently located branches.

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If you prefer, call 267-332-3400 and ask to speak to a Mortgage Advisor.

EXPRESS Refi Mortgage

15 and 20-year fixed rate terms or 30-year adjustable rate options. Fast, easy, and affordable. No other processing costs, closing costs, settlement fees or title insurance costs charged.¹

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Standard Conventional Refinance Mortgage

Low fixed rate 15, 20 or 30 year terms. Your interest rate is dependent upon your credit score and the LTV of your mortgage.

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HomeReady^® Refinance Mortgage²

Borrowers with limited household incomes and good credit may refinance and enjoy lower rates & reduced PMI payments.

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Non-Owner Occupied Refinance Mortgage

Minimum loan amount of $100,000. We offer a 15 or 30-year fixed rate Conventional Refinance Mortgage or choose our 15-year fixed rate EXPRESS Refi Mortgage.

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1. A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of your loan.
2. HomeReady^® is a Fannie Mae mortgage product.

Mortgage Refinance