Mortgage Refinance

Reduce Your Term or Lower Your Monthly Payment

Mortgage Refinance

Refinancing your mortgage is a great way to reduce your term or monthly payment. PFFCU offers EXPRESS Refi Mortgages and Standard Conventional Mortgage refi options to help you save. Partner with PFFCU for your mortgage refinance.

  • Save time — A PFFCU EXPRESS Refi loan is quicker and easier compared to a traditional refinance offered by other banks. Plus, we’ll waive the $995 Closing Costs for EXPRESS Refi loans when you refinance your non-PFFCU mortgage with PFFCU through August 31, 2018!1
  • Save money —No application fee or closing costs.2
  • Receive exceptional service and personal guidance from our experienced Mortgage Advisors.
  • Close your loan at any of our conveniently located branches.

Start Now, it’s FREE

If you prefer, call 800-486-9592 and ask to speak to a Mortgage Advisor.

EXPRESS Refi Mortgage

15 and 20-year fixed rate terms or 30-year adjustable rate options. Fast, easy, and affordable. Flat $995 closing fee. Closing fee waived through August 31, 2018.1 No other processing costs, closing costs, settlement fees or title insurance costs charged.2

Standard Conventional Refinance Mortgage

Low fixed rate 15, 20 or 30 year terms. Your interest rate is dependent upon your credit score and the LTV of your mortgage.

Non-Owner Occupied Refinance Mortgage

Minimum loan amount of $100,000. We offer a 15 or 30-year fixed rate Conventional Refinance Mortgage or choose our 15-year fixed rate EXPRESS Refi Mortgage.


1. $995 Express Refi fee waiver available for EXPRESS Refi transactions only; purchase loans or refinance of an existing PFFCU portfolio loan does not qualify. EXPRESS Refi products are available for loans up to $1 Million. The offer applies to loans with a completed application date between June 11, 2018 through August 31, 2018, and closing date on or before October 31, 2018. Offer is subject to credit approval and underwriting and is subject to change without notice. No other discounts apply; cannot be combined with any other offers. Contact us for details.
2. A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of your loan.

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