Refinance Your Mortgage

Thank you for choosing PFFCU to help you with refinancing your mortgage. We are pleased to assist you with this important financial decision.

In order to provide you with the best service possible, we would like to learn more about you, your property, and your existing loan you want to refinance.

Once you submit your information, a PFFCU Mortgage Advisor will contact you within 1 to 2 business days to help you to review your mortgage refinance options and help you decide which type of loan is best for you.

If you have any questions please call our mortgage department at 267-332-3400.

Questions with a red "*" are required
There are errors with the information you provided.
Fields with errors have been highlighted.
Basic Information
What goal(s) would you like to accomplish by
refinancing your existing loan? *




When would you like to apply for a refinance loan? *
 
Information About You
What is your name? *
(First and last)
What is your Member Number? *
What is the best phone number to reach you? *
(including area code)
What is the best time(s) for a Mortgage Advisor to call you? *



What is the best email address for a
Mortgage Advisor to contact you? *
Will you be applying for your new loan with a co-borrower?
What is the co-borrower's name? *
 
Employment Information
Please tell us the name of your current employer. *
When were you hired by this employer?
(MM/YYYY)
What is your annual income with this employer?
(Whole dollars, no thousands separators)
$
Do you have any other income?

(PFFCU will ask you more about this
when we contact you.)
Please tell us the name of the co-borrower's current employer.
What is the co-borrower's annual income with this employer?
(Whole dollars, no thousands separators)
$
 
Property Information
What type of property are you refinancing? *



What is the zip code of this property? *
(We only make loans on properties in PA, NJ and DE)
In your estimation, what is the value of your property?
(Whole dollars, no thousands separators)
$
What is the approximate dollar amount of your annual real estate taxes, both property and school?
(Whole dollars, no thousands separators)
$
What is the approximate dollar amount of your annual homeowners insurance?
(Whole dollars, no thousands separators)
$
How many more years do you plan to own this property? *



 
Existing Loan Information
Who is your existing mortgage lender on this property? *

What type of loan do you have with your existing mortgage lender?
Approximately how much do you owe on your existing mortgage loan?
(Whole dollars, no thousands separators)
$
What is the interest rate on your mortgage loan? %
Do you have a Home Equity Loan or Home Equity Line of Credit against this property?
What is the approximate amount owed on your Home Equity loan or line of credit?
(Whole dollars, no thousands separators)
$
 
Credit History
How would you assess your overall credit history
and credit score? *
Do you and your co-borrower (if applicable) authorize PFFCU to order your and your co-borrower's credit report when a Mortgage Advisor speaks with you?
CREDIT REPORT AGREEMENT

I/We agree that clicking yes and submitting this worksheet acts as my/our signatures on this worksheet that I/we am/are submitting the worksheet to PFFCU. I/We certify that all the information provided is true and correct, and agree to be bound to the terms and conditions regarding the account(s) as well as any disclosures, that have been or will be provided to me/us. I/we authorize PFFCU to obtain and review consumer credit reports with regard to this worksheet, if necessary, and to exchange any information obtained from such reports, as permitted by law.

 
Is there anything else you would like to tell us about your situation?

LOAN RATE DISCLOSURE

The interest rate for your mortgage loan will be determined by the Type of Loan, Credit Score, Loan-to-Value Ratio, Property Type, and Loan Term. Interest rates are not locked until you submit an application and sign or verbally agree to PFFCU’s Rate Lock Policy Agreement. There may be fees associated with certain mortgage loans. Other restrictions may apply. Consult with a PFFCU Mortgage Advisor for additional information.


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