Personal Line of Credit

Security for tomorrow—today!

Personal Line of Credit

PFFCU’s Personal Line of Credit (PLOC) is an unsecured revolving credit line of up to $10,000. You can conveniently access this credit line to get cash or transfer funds to your PFFCU Savings or Checking account through:

Withdraw any amount of money you would like up to your available credit limit. Plus each time you make payments to your PLOC, you renew your line of credit, allowing you to use that money again without re-applying for a new loan. You can also use your available PLOC as overdraft protection for your PFFCU Checking account. Best of all, you’ll get a 1/2% discount with automatic payment!1

To apply, call us at 215-931-0300 or 800-228-8801, or apply online.

Overdraft Protection for Your Checking Account

If you already have a PLOC, complete this application if you want your PLOC to provide overdraft protection for your PFFCU Checking account.

Apply Now »

Payment Protection

Payment Protection is an optional feature for your Personal Line of Credit that, depending on the package you select, can cancel your loan payment, up to the agreement maximum, if you become sick or injured. It can also cancel your loan balance, up to the agreement maximum, in the event of loss of life. You can count on Payment Protection to step in and help protect your family and credit rating when you and your family need help the most.

Enrollment in Payment Protection is voluntary and not required to obtain a loan. For more information on Payment Protection (including benefit maximums, eligibility and limitations) please call us at 215-931-0300 or 800-228-8801.

  1. 1/2% discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU and is SUBJECT TO CHANGE WITHOUT NOTICE.