Personal Line of Credit

PFFCU’s Personal Line of Credit (PLOC) is an unsecured revolving credit line of up to $10,000. You can access this credit line to get cash or transfer funds to your PFFCU savings or checking account through:

  • PC EXPRESS
  • Mobile Banking
  • ATMs
  • Telephone Member Service
  • Any PFFCU Branch
  • EXPRESS Banker

Withdraw any amount of money you want* – up to your available credit limit. Plus each time you make payments to your PLOC, you renew your line of credit, allowing you to use that money again without re-applying for a new loan. You can also use your available PLOC as overdraft protection for your checking account. Best of all, with automatic payment from a PFFCU account, you’ll get a 1/2% rate discount!

To apply, call us at (215) 931-0300 or (800) 228-8801, or apply online.

Overdraft Protection for Your Checking Account

If you already have a PLOC, complete this application if you want your PLOC to provide overdraft protection for your checking account.

Apply Now »

Payment Protection

Payment Protection is an optional feature for your Personal Line of Credit that, depending on the package you select, can cancel your loan payment, up to the agreement maximum, if you become sick or injured. It can also cancel your loan balance, up to the agreement maximum, in the event of loss of life. You can count on Payment Protection to step in and help protect your family and credit rating when you and your family need help the most.

Enrollment in Payment Protection is voluntary and not required to obtain a loan. For more information on Payment Protection (including benefit maximums, eligibility and limitations) please call us at
(215) 931-0300 or (800) 228-8801.


* ATMs may impose a daily maximum withdraw amount