CHECKING

Better Banking
Starts Here

Make the most of your everyday account while avoiding fees and earning a competitive yield.

Open an Account

Free Checking With Big Perks

Earn 0.25% APY on all balances1

Earn 0.25% APY on all balances1

No minimum balance or monthly fee

No minimum balance or monthly fee

Debit card with 30,000 surcharge-free ATMs2

Debit card with 30,000 surcharge-free ATMs2

Loan discounts with automatic payments3

Loan discounts with automatic payments3

Bank at a Branch, from home, or on the go

Bank at a Branch, from home, or on the go

Earn More With PFFCU

Financial InstitutionAPYChecking Monthly Fee
PFFCU10.25%$0
Citizens Bank40.03%$25
Wells Fargo40.01%$35
Bank of America40.01%$25
TD Bank40.01%$25
Chase40.01%$25
PNC40.01%$15
Keep It All at Your Fingertips Keep It All at Your Fingertips

MOBILE BANKING

Keep It All at Your Fingertips

Manage your finances with ease – anytime, anywhere. Use our secure PFFCU Mobile App to view your account balances, transfer funds, pay bills, deposit checks, apply for loans, and more.

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Tap. Pay. Smile. Tap. Pay. Smile.

DEBIT CARD

Tap. Pay. Smile.

Use your contactless, digital-wallet-ready PFFCU Debit Card to make purchases anywhere Visa® or STAR® is accepted. Plus, you’ll get access to a nationwide network of surcharge-free ATMs.

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No-Stress Overdrafts No-Stress Overdrafts

OVERDRAFT PROTECTION

No-Stress Overdrafts

You always have free overdraft protection from your PFFCU Savings Account. You can also set up free overdraft protection from your Personal Line of Credit, or opt in to Courtesy Overdraft Protection with a fee.

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You’re Shielded You’re Shielded

SHARE INSURANCE

You’re Shielded

Just like at the big corporate banks, your accounts at PFFCU are federally insured. The National Credit Union Administration (NCUA) insures your deposits for up to $250,000 per qualifying account.

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Get Paid. Skip the Paperwork. Get Paid. Skip the Paperwork.

DIRECT DEPOSIT

Get Paid. Skip the Paperwork.

With direct deposit, your paychecks, Social Security benefits, or pension payments will be automatically credited to your chosen PFFCU account, and funds will be instantly available on your scheduled payday.

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Conveniently Access Your Accounts Conveniently Access Your Accounts

ONLINE BANKING

Conveniently Access Your Accounts

Skip the trip and manage your accounts from work or home. Features include secure bill pay and scheduling, debit and credit card controls, check ordering, and five years of account statements.

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Get Started Now

Not a member yet? You can apply in minutes and open a Free PFFCU Checking Account at the same time.
Already a member? Give us a call at 215.931.0300 to open a Free PFFCU Checking Account.

Join & Apply Now Call Us

Grow Your Savings

Give your savings a serious boost. Open a Premium Yield Account online today and enjoy:

High yields on balances $2,500 and over
Easy access to funds by phone, Online/Mobile Banking, or at a Branch
Federally insured deposits up to NCUA limits
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More Financial Solutions

You name it. We’ll help you do it. PFFCU offers a full suite of personal banking and lending products.

Disclosures
  1. Free PFFCU Checking earns 0.25% APY (Annual Percentage Yield). APY is subject to change.
  2. Members receive 10 FREE ATM transactions per month at non-PFFCU ATMs. There is a $1 fee for non-PFFCU ATM transactions after the first 10 each month. Surcharges may be imposed by other financial institutions, ATM operators and/or any network for each time certain card transactions are completed at ATMs they own or operate. The ATM operator may charge you multiple fees for multiple transactions (for example, a fee for a balance inquiry and a fee for a withdrawal) during the same ATM session.
  3. Discount with automatic payment from an active PFFCU Checking Account for Home Equity Loans and Personal Loans and Lines of Credit. Speak with a Member Service Representative or Loan Advisor for details.
  4. For Checking Account comparison, competitors’ account information is based on Bank of America Advantage Relationship Banking, Chase Premier Plus Checking, Citizens Bank Quest Checking, PNC Virtual Wallet with Performance Spend, TD Beyond Checking, and Wells Fargo Premier Checking and is effective as of November 2024. Competitors’ account information is subject to change.