Home Mortgage Rates

Call PFFCU at 215-931-0300 or 800-228-8801 and ask to speak to our Mortgage Advisors, who will offer personalized service and a commitment to finding the right mortgage for you.

Banks, Auto Dealers, and Mortgage Brokers negotiate rates. Why doesn’t PFFCU?



Mortgage Rates for Sunday, February 14, 2016

Conforming Fannie Mae
Mortgage Product
PointsInterest RateAPR
5/30 ARM0%3.00%3.388%
7/30 ARM0%3.25%3.446%
30-Year Fixed Rate0%3.625%3.688%
20-Year Fixed Rate0%3.50%3.587%
15-Year Fixed Rate0%3.00%3.111%
10-Year Fixed Rate0%3.00%3.161%

PFFCU EXPRESS
Refi Mortgage
PointsInterest RateAPR
5/30 ARM0%3.375%3.537%
7/30 ARM0%3.625%3.64%
15-Year Fixed Rate0%3.375%3.519%
10-Year Fixed Rate0%3.375%3.584%

The rates above reflect the lowest available rates. The rate you receive may be higher based on your credit score, mortgage loan-to-value ratio or other loan factors.

Rates are based on loans up to $417,000. For rates on loans exceeding $417,000 (Jumbo loans) please call PFFCU at 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to discuss your applicable rate.

You can reduce your rate by paying point(s). One point is equal to 1% of the mortgage loan amount.

A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of your loan.


What is “Rate Lock-In”?

A rate lock-in, also known as rate lock, is an agreement between a borrower and a lender that guarantees a certain interest rate on a mortgage loan for a specified period of time.

If you want to “lock-in” your interest rate, please speak with your Mortgage Advisor or Loan Processor at 267-332-3400.