Personal Line of Credit and Signature Loan reflect ½% discount for automatic payment from a PFFCU account. The current prime rate is 3.25%, as of 01/17/2012.
All payments quoted are based on $1,000 borrowed for a term of 60 months, except for Pledge Loan which is based on a term of 84 months. To get a monthly payment for a specific borrowed amount, multiply the per-$1000 payment factor by the number of thousand dollars borrowed. For example: if you borrow $10,000, multiply 10 by the monthly figure noted next to the specified loan product.
Your rate will depend on your credit score at the time of application.