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- About PFFCU
HELOCs at all banks have variable rates, typically based upon the Prime Rate plus a margin. PFFCU’s HELOC rate is based on the Prime Rate minus 0.75%,1 so it always stays lower than the Prime Rate! Your payment depends on how much of your line amount you use and is based upon a 15-year amortization schedule.
During the first five years, the minimum monthly payment is interest only. After five years, the outstanding balance must be repaid over 15 years. You can always pay more each month if you like. Enjoy fast and easy access to the funds you need, when you need them, by speaking to a Telephone Member Service Representative, at any PFFCU branch, through 24-hour EXPRESSBanker, Online Banking, or Mobile Banking.
Applying is easy and takes only about 10 minutes. Apply Now »
If you prefer, you can apply by calling 215-931-0300 or 800-228-8801, or visiting any PFFCU branch. Apply during regular business hours and you’ll receive a loan decision within one business day.
For Personalized Service, apply for your PFFCU Home Equity Line of Credit six-days-a-week in person or by telephone. Visit any of our conveniently located branches in Philadelphia, Bucks County, Montgomery County, PA and NJ for all of your financial needs. Members in Washington Township, NJ area can stop by our branch on Route 42. Members in the Mt. Laurel, Cherry Hill area can stop by our newest branch on Lenola Road across from the Moorestown Mall.
Not near a branch? Contact our Call Center at 215-931-0300 or 800-228-8801 and one of our knowledgeable Telephone Member Service Representatives can guide you through your Home Equity Line of Credit application process.
PFFCU has conveniently located branches in Philadelphia, Bucks County and Montgomery County, PA and NJ. Members who live, work or travel in Mt. Laurel, Cherry Hill and Washington Township can stop into our two NJ branches to get a Home Equity Line of Credit. Our Moorestown Mall branch on Lenola Road, across from Macy’s, is easily accessible from Mt. Laurel and Cherry Hill. Members in the Washington Township area enjoy the convenience of our branch on Rt. 42.
Come to PFFCU for the best home equity loan in Bucks County PA, Montgomery County PA and best home equity loan in Cherry Hill, Mt. Laurel and Washington Township NJ.
PFFCU offers the best home equity loan rates in Mt Laurel NJ, Cherry Hill and Washington Township NJ. And the best home equity loan rates in Bucks County, Montgomery County PA.