MORTGAGE REFINANCE

Reduce your term or lower your monthly payment.

Mortgage Refinance

When you refinance your Mortgage with PFFCU, you will enjoy the highest level of Service, Value, Convenience, and Trust.

Choose PFFCU for your Mortgage Refinance and here’s why!

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If you prefer, you can call 800-486-9592 and ask to speak to a Mortgage Advisor to apply by phone or to schedule a personal appointment.

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EXPRESS Refi Mortgage

Our EXPRESS Refi Mortgage can save you $2,000 or more in closing costs over a traditional refinance mortgage – plus, your loan will be closed faster! The closing fee for our EXPRESS Refi Mortgage Loan is $995, regardless of your loan amount. There are no other processing costs, closing costs, settlement fees or title insurance costs charged.*

We offer terms up to 15 years with fixed rates, and adjustable-rate mortgages with 30-year terms where the initial interest rate and payment are fixed for the first 5 or 7 years, then convert to an adjustable rate, which may change annually. Your interest rate is dependent upon your credit score and the LTV of your mortgage.

To qualify for this refi product, your loan amount must be $40,000 or greater, with a Loan-to-Value (LTV) ratio of 100% or less for your primary home, and 80% or less for a second home.

Check our rates and Start the Process Now, it’s Free »

Traditional Refinance Mortgage

We offer fixed-rate loans with terms up to 30 years. Your interest rate is dependent upon your credit score and the LTV of your mortgage.

Check our rates and Start the Process Now, it’s Free »

PFFCU is the best mortgage lender in Philadelphia, Mongtomery County, Bucks County, PA, and in NJ too!

PFFCU Mortgage Refinance Personalized Service

For Personalized Service, apply by phone or schedule a personal appointment for your mortgage refinance six-days-a-week by contacting our Call Center at 800-486-9592 and one of our knowledgeable Mortgage Advisors can guide you through your mortgage refinance application process.

Or, visit any of our conveniently located branches in Philadelphia, Bucks County, Montgomery County, PA and NJ for your mortgage refinance needs. Members in Washington Township, NJ area can stop by our branch on Route 42. Members in the Mt. Laurel, Cherry Hill area can stop by our branch on Lenola Road across from the Moorestown Mall.


Check out our best mortgage rates in Philadelphia, Montgomery County, PA, Bucks County, PA, and best mortgage rates in Cherry Hill, NJ, Mt. Laurel, NJ, and Washington Township, NJ.

Be sure to take advantage of our Refinance Calculator to determine how much you can save by refinancing your loan with PFFCU.


*A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of your loan.