Mortgage Refinance

When you refinance your Mortgage with PFFCU, you will enjoy the highest level of Service, Value, Convenience, and Trust.

Choose PFFCU for your Mortgage Refinance and here’s why!

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If you prefer, you can call 215-931-0300 or 800-228-8801 and ask to speak to a Mortgage Advisor to apply by phone or to schedule a personal appointment.


EXPRESS Refi Mortgage

Our EXPRESS Refi Mortgage can save you $2,000 or more in closing costs over a traditional refinance mortgage – plus, your loan will be closed faster! The closing fee for our EXPRESS Refi Mortgage Loan is $995, regardless of your loan amount. There are no other processing costs, closing costs, settlement fees or title insurance costs charged.*

We offer terms up to 15 years with fixed rates, and adjustable-rate mortgages with 30-year terms where the initial interest rate and payment are fixed for the first 5 or 7 years, then convert to an adjustable rate, which may change annually. Your interest rate is dependent upon your credit score and the LTV of your mortgage.

To qualify for this refi product, your loan amount must be $40,000 or greater, with a Loan-to-Value (LTV) ratio of 100% or less for your primary home, and 80% or less for a second home.

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Traditional Refinance Mortgage

We offer fixed-rate loans with terms up to 30 years. Your interest rate is dependent upon your credit score and the LTV of your mortgage.

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Be sure to take advantage of our Refinance Calculator to determine how much you can save by refinancing your loan with PFFCU.


*A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of your loan.