Auto Loans

PFFCU low rates can help you save thousands of dollars when buying a new or used car. Plus, experience superior Member Service. PFFCU was awarded a MemberXP 2018 Best of the Best Credit Union for our Consumer Lending Experience!

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Auto Loans

Drive home the savings with a low rate PFFCU Auto Loan. No down payment required. No hidden fees. Up to 120% financing¹ so you'll have the extra funds to cover costs such as sales tax, registration fee, dealer document prep fee, GAP coverage, and Extended Warranty coverage. Applying is easy and convenient. And, we offer fast approval.


Your auto loan in the form of a check. Purchase a vehicle for any amount up to your approved limit. Apply before you begin shopping for greater negotiating power at the dealership.

PFFCU Car Buying Service Powered by TrueCar

Increase your savings by utilizing PFFCU Car Buying Service. Save an average of $3,402 off MSRP.2

Refinance Auto Loan Held Elsewhere

PFFCU's low rates can save you money. Save time with our fast and easy approval process.

TruStage® Auto Insurance Program

PFFCU Members can save hundreds of dollars on car insurance.3

Extended Auto Warranty

Get protection against costly mechanical repairs no longer covered by your vehicle's manufacturer's warranty.

Loan Guaranteed Asset Protection (GAP)

Coverage for the difference between your loan balance and insurance settlement if your car is stolen or totaled.

1. Financing up to 120% LTV available for members with Tier A+, Tier 1, and Tier 2 credit scores.
2. Between 7/1/18 and 9/30/18, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites based on users who received in-stock price offers and who TrueCar identified as purchasing a new vehicle of the same make and model as one of the in-stock price offers from a Certified Dealer as of 10/31/18, was $3,402. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The MSRP is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing.
3. The TruStage Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. PFFCU is not affiliated with CUNA Mutual Insurance, which is an independent, third-party service provider. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. PFFCU has no role in determining if you qualify for any of the services/products offered. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by PFFCU.


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