Personal Line of Credit
A PFFCU Personal Line of Credit (PLOC) is an unsecured revolving credit line of up to $10,000. You can conveniently access this credit line to get cash or transfer funds to your PFFCU Savings or Checking account through:
- Telephone Member Service
- Online Banking
- Any PFFCU Branch
Withdraw any amount of money you would like up to your available credit limit. Plus, each time you make payments to your PLOC, you renew your line of credit, allowing you to use that money again without re-applying for a new loan. You can also use your PLOC as overdraft protection for your PFFCU Checking account. Best of all, you’ll get a 1/2% discount with automatic payment!1
If your prefer, call 215-931-0300 or 800-228-8801.
Overdraft Protection for your Checking Account
If you already have a PLOC, complete this application if you want your PLOC to provide overdraft protection for your PFFCU Checking account.
Payment Protection is an optional feature for your Personal Line of Credit that, depending on the package you select, can cancel your loan payment, up to the agreement maximum, if you become sick or injured. It can also cancel your loan balance, up to the agreement maximum, in the event of loss of life. You can count on Payment Protection to step in and help protect your family and credit rating when you and your family need help the most.
Enrollment in Payment Protection is voluntary and not required to obtain a loan. For more information on Payment Protection (including benefits maximums, eligibility and limitations) call 215-931-0300 or 800-228-8801.
1. 1/2% rate discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU and is SUBJECT TO CHANGE WITHOUT NOTICE.