PFFCU Contactless Rewards Visa
Take advantage of 0% Intro APR for 9 months on Purchases and Balance Transfers

then a variable rate as low as 11.15% APR thereafter.¹

• Earn Reward Points redeemable for Cash, Merchandise, and Travel on every qualified purchase².
  – Earn 1 point for every $1 spent.
  – Points can be redeemable for cash in $50 increments only.
  – Points can also be redeemable for merchant Gift Cards in $50 and $100 increments.
  – CURewards Mall provides more than 15,000 merchant offerings where members can earn additional bonus points!
• Same low rate for purchases, cash advances, and balance transfers.
• No balance transfer fee and no cash advance fee.
• Contactless Payment—tap your PFFCU Rewards Card on the checkout terminal for fast, easy, and secure purchases.
• FICO^® Credit Score—free access viewable on your monthly statement.³
• No annual fee.
• EMV/Chip technology for added security.
• Visa Checkout, digital payment service. Learn More »
• Apple Pay, digital wallet. Learn More »
• Samsung Pay, digital wallet. Learn More »

Apply Now

If you prefer, call 215-931-0300 or 800-228-8801 to speak with a Member Service Representative.

PFFCU Classic Visa

If you are not interested in our Rewards Program, you may apply for a PFFCU Classic Visa Card. This card offers a great, low, variable rate with no annual fee.

Apply Now

If you prefer, call 215-931-0300 or 800-228-8801 to speak with a Member Service Representative.

Lost or Stolen PFFCU Visa Credit Card

To report a lost or stolen PFFCU Visa Credit Card call 800-228-8801.

After normal business hours, to report a lost or stolen PFFCU Visa Credit Card call 800-449-7728.

Credit Card Member Service

During normal business hours, for general questions pertaining to a PFFCU Visa Credit Card call 215-931-0300 or 800-228-8801.

After normal business hours, for general questions pertaining to a PFFCU Visa Credit Card call 855-693-9984.

1. 0% introductory ANNUAL PERCENTAGE RATE (APR) is effective for nine (9) months after account opening. Thereafter the APR for purchases, balance transfers, and cash advances will be a variable rate that may adjust monthly and will be the sum of an “Index” plus a “Margin.” The “Index” for any given month will be equal to the Prime Rate published in the Selected Interest Rates section of the Federal Reserve website at www.federalreserve.gov fifteen days prior to the beginning of each month. If the Selected Interest Rates section is not updated that day, we will select the rate on the next day it is updated. If the Index changes on or before this day in any given month, your APR and monthly periodic rate will change on your monthly periodic statement that is produced on or after the first day of the following month. On September 16, 2019, the applicable Prime Rate was 5.25%. The “Margin” is 5.9%, 9.9%, or 14.65%. Your APR thus equals the Prime Rate of 5.25% plus 5.9%, 9.9%, or 14.65%, with an APR of 11.15%, 15.15%, or 18.00%, depending on your credit score at the time of your application. The maximum APR that We may impose will not exceed that permitted to be charged by a federally chartered credit union, which at the time of this disclosure is 18.00%. The maximum rate on this card will change if the NCUA changes the maximum rate permitted. If the APR increases due to an increase in the Index, you may pay more in finance charges and it may take you longer to pay what you owe in full. To determine the full amount for which you qualify and assess your annual percentage rate, we will need to take a quick application and review your credit report which you authorize us to obtain. Your total combined PFFCU Visa, PLOC, and Signature Loan balance cannot exceed $30,000. This offer is not valid after December 31, 2019 or you have responded to another offer from us within the last 90 days. Offer is valid for PFFCU members who do not have a PFFCU Credit Card. For more details on how the Annual Percentage Rate, Index and Margin are determined, and the impact of any increase, please refer to the CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT. By using the card, you (including any permitted user) agree to be bound by the terms and conditions of the CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT, which you will receive if your application is approved.

2. Qualified purchases do not include cash advances, convenience checks, or returns.

3.  Your FICO^® Score will be provided to you for free on your monthly statement and is updated quarterly. You may request to opt out from the FICO^® Score disclosure program at any time by notifying us at 215-931-0300 or 800-228-8801 of this preference. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. 

4. PFFCU may impose greater liability on the cardholder if PFFCU reasonably determines that any unauthorized transaction in question was caused by the negligence (which may include your delay for an unreasonable time in reporting unauthorized transactions) or fraudulent action of the cardholder.