Make Resolutions Happen at a Low Promo Rate

No collateral required

$0 application fee

Same-day funding²

Terms up to 6 years

$0 prepayment penalty

YOU'RE PRE-APPROVED

Make More Progress in 2026

Complete budget-friendly home projects, cover major expenses, or get relief from high-rate debts. Start the year off right with a new Signature Loan – up to $10,000 more at a fixed promotional rate.

We’ll pay off your existing loan balance with the new loan; you’ll have just one fixed monthly payment to keep your budgeting on track.

This offer is valid through February 14, 2026. With our quick and easy online application, you can access funds in 24 hours or less².

Apply Today

Disclosures

10.65% APR (Annual Percentage Rate) is effective as of January 1, 2026 for a minimum loan requirement of $1,000 for terms up to 60 months, $10,000 minimum loan requirement for 72-month term, and is subject to change. Rate reflects a 1/2% discount with automatic payment from an active PFFCU Checking Account (S0004) or Savings Account (S0001) or distribution from a payroll check automatically deposited with PFFCU and is SUBJECT TO CHANGE WITHOUT NOTICE. Monthly payment for a 60-month loan at 10.65% APR is $21.57 per $1,000 borrowed. Monthly payment for a $10,000, 60-month loan at 10.65% APR is $215.68. Monthly payment for a 72-month loan at 10.65% APR is $18.86 per $1,000 borrowed. Monthly payment for a $10,000, 72-month loan at 10.65% APR is $188.55. The amount of your pre-approved Signature Loan will be determined by PFFCU at the time you accept this offer and is based upon your credit report. Your total combined PFFCU Personal Line of Credit, PFFCU Visa^® Line of Credit, and PFFCU Signature Loan balance cannot exceed $30,000.
One-hour loan decisions during branch hours and next day loan decisions after branch hours are contingent upon receipt of all required application information. Access to loan funds in 24 hours or less may be contingent upon certain requested items needing to be provided.