Spark Big Changes

No collateral required

$0 application fee

Same-day funding²

Terms up to 6 years

$0 prepayment penalty

Signature Loan

Take Plans off the Back Burner

With a Signature Loan up to $30,000, you can upgrade or repair your home, or consolidate high-rate balances at a fixed, promotional rate.

Make it happen with fixed monthly payments as low as $195 for a $10,000, 72-month loan.¹ This offer is valid through August 10, 2024. With our quick and easy digital application, you could access funds in 24 hours or less².

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Disclosures

Annual Percentage Rate (APRs) are as low as 11.90% APR as of June 1, 2024 for a minimum loan requirement of $1,000 for terms up to 60 months, $10,000 minimum loan requirement for 72-month term, and is subject to change. The rate you receive is dependent upon your credit score at the time of your application. Monthly payment for a 60-month loan is $22.19 per $1,000 borrowed at 11.90% APR and $23.74 per $1,000 borrowed at 14.90%. For example, monthly payment is $221.94 for a 60-month, $10,000 loan at 11.90% APR and $237.37 for a 60-month, $10,000 loan at 14.90% APR. Monthly payment for a 72-month loan is $19.50 per $1,000 borrowed at 11.90% APR and $21.09 per $1,000 borrowed for an 14.90% APR. For example, monthly payment is $194.98 for a 72-month, $10,000 loan at 11.90% APR and $210.91 for a 72-month, $10,000 loan at 14.90% APR. Rates and monthly payments reflect a 1/2% discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU and are SUBJECT TO CHANGE WITHOUT NOTICE. Your total combined PFFCU Personal Line of Credit, PFFCU Visa® Line of Credit, and PFFCU Signature Loan balance cannot exceed $30,000.
One-hour loan decisions during branch hours and next day loan decisions after branch hours are contingent upon receipt of all required application information. Access to loan funds in 24 hours or less may be contingent upon certain requested items needing to be provided.