Get Inspired!

No collateral required

$0 application fee

Same-day funding²

Terms up to 6 years

$0 prepayment penalty

SIGNATURE LOAN

Take Your Plans Across the Finish Line

With a PFFCU personal loan – called a Signature Loan – you can fund your priorities with up to $30,000 at a fixed, promotional rate.

Whether you use it for home improvements, big purchases, or debt consolidation, you'll have set monthly payments to keep your budget on track. This offer is valid through December 27, 2025. With our quick and easy online application, you can access funds in 24 hours or less².

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Disclosures

Annual Percentage Rate (APRs) are as low as 10.90% APR as of October 1, 2025 for a minimum loan requirement of $1,000 for terms up to 60 months, $10,000 minimum loan requirement for 72-month term, and is subject to change. The rate you receive is dependent upon your credit score at the time of your application. Monthly payment for a 60-month loan is $21.69 per $1,000 borrowed at 10.90% APR. For example, monthly payment is $216.93 for a 60-month, $10,000 loan at 10.90% APR. Monthly payment for a 72-month loan is $18.98 per $1,000 borrowed at 10.90% APR. For example, monthly payment is $189.83 for a 72-month, $10,000 loan at 10.90% APR. Rates and monthly payments reflect a 1/2% discount with automatic payment from an active PFFCU Checking Account (S0004) or Savings Account (S0001) or distribution from a payroll check automatically deposited with PFFCU and are SUBJECT TO CHANGE WITHOUT NOTICE. Your total combined PFFCU Personal Line of Credit, PFFCU Visa Line of Credit, and PFFCU Signature Loan balance cannot exceed $30,000.
One-hour loan decisions during branch hours and next day loan decisions after branch hours are contingent upon receipt of all required application information. Access to loan funds in 24 hours or less may be contingent upon certain requested items needing to be provided.

Personal Loan

Get Inspired!

Take Your Plans Across the Finish Line