Auto Loan Rates

Check out our competitive auto loan rates, as well as rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.

Annual Percentage Rates (APRs) are effective as of Wednesday, August 21, 2019 and are subject to change.

 

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2020, 2019 and 2018 Model Vehicles 
Loan¹APRMonthly payment
per $1,000²
63 months
Minimum $7,500
2.99%
3.24%
3.99%
4.99%
$17.17
$17.28
$17.62
$18.08
72 months
Minimum $10,000
3.24%
3.49%
4.24%
5.24%
$15.30
$15.41
$15.75
$16.22
75 months
Minimum $12,500
3.24%
3.49%
4.24%
$14.75
$14.86
$15.20
84 months
Minimum $15,000
3.74%
3.99%
4.74%
$13.55
$13.66
$14.01
2017, 2016, and 2015 Model Vehicles
Loan¹APRMonthly payment
per $1,000²
63 months
Minimum $7,500
3.24%
3.49%
4.24%
5.24%
$17.28
$17.39
$17.73
$18.19
72 months
Minimum $10,000
3.49%
3.74%
4.49%
5.49%
$15.41
$15.53
$15.87
$16.33
75 months
Minimum $12,500
3.49%
3.74%
4.49%
$14.86
$14.97
$15.32
2014, 2013, and 2012 Model Vehicles
Loan¹APRMonthly payment
per $1,000²
63 months
Minimum $7,500
3.74%
3.99%
4.74%
5.74%
$17.51
$17.62
$17.96
$18.42
72 months
Minimum $10,000
3.99%
4.24%
4.99%
$15.64
$15.75
$16.10

Rates reflect a 1/4% discount with automatic payment from an active PFFCU Checking Account or distribution from a payroll check automatically deposited with PFFCU and are SUBJECT TO CHANGE WITHOUT NOTICE. The AutoDraft can only be used to purchase or buyout a lease on an automobile (examples of vehicles that cannot be purchased using an AutoDraft are a motorcycle, mobile home, trailer, RV, boat, snowmobile, jet ski, off road vehicle, commercial vehicle, or any other untitled vehicle). The vehicle must be purchased from a business entity licensed to sell automobiles. PFFCU will only finance autos that have mileage of 75,000 or less. The maximum age of any auto to be financed is 7 years or less than the current model year (For example, as of January 1, 2019 the oldest auto to finance is a model from 2012). AutoDraft can only be used to purchase a new car in PA, NJ, DE, MD, FL, and NY or a used car from a licensed dealership in PA, NJ or DE.

1. Your rate will depend upon your credit score, loan term and model year.

2. All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product.

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