IRA Rates

Check out our competitive rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.

Rates are effective as of November 1, 2019 and are subject to change. Annual Percentage Yields (APYs).


IRA Money Markets-Traditional and Roth (S6/S12)

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Dividend RateAPY

IRA Account Rates

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$1,000 MinimumDividend RateAPY
3 month1.292%1.300%
6 month1.342%1.350%
9 month1.391%1.400%
1 Year1.490%1.500%
15 month1.539%1.550%
18 month1.588%1.600%
2 Year1.687%1.700%
30 month1.736%1.750%
3 Year1.785%1.800%
4 year1.884%1.900%
5 Year1.982%2.000%

Click here to view penalties for early withdrawals. Check PFFCU’s “Truth in Savings” Brochure for details. Yields assume that all dividends are compounded.



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