Rates are effective as of November 1, 2019 and are subject to change. Annual Percentage Yields (APYs).
|Share Account||Dividend Rate||APY|
|Premium Yield Account (S25)1|
Balances $2,500 to $49,999
Jumbo Premium Yield Account (S25)1
Balances $50,000 and above
|IRA Money Market (S6/S12)||1.243%||1.250%|
|Education Savings Account (S18)||0.250%||0.250%|
Balance up to $5,000
Balance greater than $5,000
(minimum $5 deposit required)
|Savings Plus Account (S5)||0.250%||0.250%|
Check PFFCU’s “Truth in Savings” Brochure for more details.
The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union’s Board of Directors.
1. The Premium Yield Account (PYA) requires a $2,500 deposit. 0% interest accrued on accounts when daily balance falls below the required balance. Deposits of $50,000 or more earn the Jumbo APY of 1.250%. PYA owners are entitled to two FREE withdrawals per month, including the transfer of funds to another PFFCU account. Accounts will be charged $10 per each additional withdrawal/transfer out.
2. The first $5,000 held in a PFFCU Checking Account earns 1.00% APY (Annual Percentage Yield). The remaining balance earns 0.10% APY. APYs are subject to change as determined by the PFFCU Board of Directors.