Share Account Rates

Check out our competitive rates on any of our loan or share account products. We also have a variety of interactive calculators that can help you plan for your future. You may also apply online for a number of our products and services.

Rates are effective as of November 1, 2019 and are subject to change. Annual Percentage Yields (APYs).


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Share AccountDividend RateAPY
Premium Yield Account (S25)1
Balances $2,500 to $49,999
Jumbo Premium Yield Account (S25)1
Balances $50,000 and above




IRA Money Market (S6/S12)1.243%1.250%
Education Savings Account (S18)0.250%0.250%
Checking (S4)2
Balance up to $5,000
Balance greater than $5,000


Savings (S1)
(minimum $5 deposit required)
Savings Plus Account (S5)0.250%0.250%
Clubs (S2/S3)0%0%

Check PFFCU’s “Truth in Savings” Brochure for more details.

The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union’s Board of Directors.

1. The Premium Yield Account (PYA) requires a $2,500 deposit. 0% interest accrued on accounts when daily balance falls below the required balance. Deposits of $50,000 or more earn the Jumbo APY of 1.250%. PYA owners are entitled to two FREE withdrawals per month, including the transfer of funds to another PFFCU account. Accounts will be charged $10 per each additional withdrawal/transfer out.

2. The first $5,000 held in a PFFCU Checking Account earns 1.00% APY (Annual Percentage Yield). The remaining balance earns 0.10% APY. APYs are subject to change as determined by the PFFCU Board of Directors.


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