Real Estate Loans

Buy a home, refinance your mortgage or use the equity in your home to accomplish your financial goals.

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Real Estate Loans

PFFCU offers no application fee, low rates, flexible terms, and an easy & convenient application process. We lend up to 100% of the appraised value of the property. Whether you are in search of the best mortgage rates to buy your dream home, to refinance, or for a Home Equity Loan or Home Equity Line of Credit to complete a long-awaited home-improvement project, PFFCU has a variety of options to fit your borrowing needs.

Home Purchase Mortgage

Great low rates. No application fee. Convenient digital mortgage process. Fast approval.

Mortgage Refinance

EXPRESS Refi Mortgage and Traditional Mortgage Refinance. Reduce your term or monthly payment or use the equity you’ve earned.

Home Equity Loans

No application fee. No closing costs. Up to 100% LTV. Terms from 5 to 20 years.

Home Equity Line of Credit

Borrow up to $600,000. HELOC rate is based on the Prime Rate minus 0.75%. No application fee. No closing costs. Fast, easy access to funds.


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